Class and inequality in the time of finance : subject to terms and conditions

-book explores the effects of the gradual liberalisation of capital markets and the expansion of consumer credit on poorer households in the UK, with particular attention to the precariousness caused by a lack of savings and a reliance on debt -the author draws on Michel Foucault's theory of subjectivation as well as Louis Althusser's interest in class, actively theorising the constraints of low income or precarious work on financial planning, alongside the reorganisation or rollback of government benefits - shows how finance stratifies individual subjects rather than simply individualising and separating them

1. Introduction: Indebted investors as subjects of finance 2. Althusser and Foucault: Subjectivity stratified 3. The political economy of financial subjectivity: Structures and subjects 4. "The spirit of entrepreneurship": Discourse and strategy in the policy of Margaret Thatcher 5. The struggles of saving and borrowing, and the question of class 6. The uneven and contradictory nature of financial subjectivity: Subjugation and exclusion in the financialised social formation 7. Conclusion: Class and financial inequality